Indira Awas Yojna (IAY)

The Scheme
Acts/Gos/ Memos/Circulars
Progress Reports
Revolving Fund


Indira Awas Yojna (IAY) is the flagship rural housing scheme, which is being implemented by the Government of India with an aim of providing shelter to the poor below poverty line. The Government of India has decided that allocation of funds under IAY (Indira Awas Yojana) will be on the basis of poverty ratio and housing shortage. IAY was firstly launched during 1985-86 as a sub-scheme of RLEGP (Rural Landless Employment Guarantee Programme). This scheme, thereafter, continued as a sub-scheme of JRY (Jawahar Rojgar Yojana) since its launching in April,1989. The Scheme was delinked from JRY and made an independent scheme with effect from 1st January, 1996.


The objective of the IAY is primarily to help construction/upgradation of dwelling units by members of SC/STs, freed bonded labourers and also other BPL non-SC/ST rural households by providing them a lump sum financial assistance.



IAY is a beneficiary-oriented programme aimed at providing houses for SC/ST households who are victims of atrocities, households headed by widows/unmarried women and SC/ST households who are below the poverty line. This scheme has been in effect from 1st April, 1999.



IAY is a Centrally Sponsored Scheme (CSS) funded on cost sharing basis between the Govt. of India and the State in the ratio of 75:25 respectively.



Grant of Rs. 25,000/- per unit is provided in the plain areas and Rs. 27,500/- in hilly/difficult areas for the construction of a house. For upgradation of unserviceable kutcha houses into pucca houses, Rs. 12,500/- is provided. Sanitary latrines and chulahs are integral part of the house. In construction/Upgradation of the house, cost effective and environment friendly technologies, materials and designs are encouraged. The household is allotted in the name of a female member of beneficiary household.


How to Seek Assistance:

The person concerned should contact the Village Panchayat or Village-Level-Worker or the Block Development Officer or District Rural Development Agency.



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