Rural Development Department, Govt. of Bihar

Home :: About us :: Programs/Schemes :: Office Orders :: Annual Reports :: RTI :: SHG Directory ::Appointment Notice :: Result & Postings :: Tenders :: Household Survey :: Ranking  :: BPL List :: Contact us

Credit-cum-Subsidy Scheme for Rural Housing

The Scheme
Acts/Gos/ Memos/Circulars
Progress Reports
Revolving Fund


There were a large number of households in the rural areas which could not be covered under the IAY, as either they do not fall into the range of eligibility or due to the limits imposed by the available budget. On the other hand due to limited repayment capacity, these rural households cannot take benefit of fully loan based schemes offered by some of the housing finance institutions. The need of this majority can be met through a scheme which is part credit and part subsidy based. 


The objective of this scheme for rural housing is to facilitate construction of houses for rural families who have some repayment capacity. The scheme aims at eradicating shelterlessness from the rural area of the country.


The scheme provides shelter to rural families who have not been coveted under IAY and who are desirous of possessing a house. All rural households having annual income up to Rs. 32,000/- are covered under this scheme.



The funds are shared by the Centre and the State in the ratio of 75:25 respectively.


Rural poor just above the poverty line are entitled to get the benefits of the scheme. A maximum subsidy of Rs. 10,000/- per unit is provided for the construction of a house. Sanitary latrine and smokeless chulha are integral part of the house. Cost effective and environment friendly technologies, materials, designs, etc. are encouraged. Sixty per cent (60%) of the houses are allocated to SC/ST rural poor.

How to Seek Assistance:

State Governments decide the implementing agency, which may be the State Housing Board, State Housing Corporation, specified scheduled Commercial bank, Housing Finance Institution or the DRDA/ZP. The person desirous of getting benefit of the scheme may approach the implementing agency.



New Notices::
Office Order No. 3682 dated 03/04/2010 Rural Development Department, Regarding Joining and SMS
प्रखंड विकास पदाधिकारियों के पदस्‍थापन से संबंधित अधिसूचना  Notification  No. 3681 Dated 03.04.2010
Five Files (Total)
File1 File2 File3 File4 File5
Posting Details Extracted from Notification  No. 3681 Dated 03.04.2010 of Block Development Officers [  In Order of Application ID ]PDF File
Posting Details Extracted from Notification  No. 3681 Dated 03.04.2010 of Block Development Officers [  In Order of Application ID ] Excel File
विकास आयुक्‍त के अध्‍यक्षता में गठित चयन समिति द्वारा अनुमोदित 534 प्रखंड विकास पदाधिकारी, 147 कार्यपालक दंडाधिकारी, 49 अवकाश प्रशिक्षण रक्षित पदाधिकारी कुल 734 पदाधिकारियों की सूची एवं राजस्व एवं भूमि सुधार विभाग, बिहार, पटना, को उपलब्ध करायी गई 560 पर्यवेक्षी पदाधिकारियों की कोटिवार सूची।  ::
   1. General
   2. EBC
   3. ST
   4. SC
   5. OBC
   6. RCW
   7. Revenue and Land Reforms Department
List of Applications Received for the Post of BDO on Deputation Basis as Interim Arrangement
Gramin Vikas Vibhag
Panchayati Raj Vibhag
Anusuchit Jaati and Anusuchit Jan Jaati Kalyan Vibhag
Shankhyiki avam mulyankan nidesalaya[Yojana avam Vikas Vibhag]
Shram Sanshadhan Vibhag
Sahkarita Vibhag
Krishi Vibhag
All Departments
Result of Group-5 and Group 3
Final result of Group - 6 & Group - 2 (Junior Engineer & Panchayat Technical Assistant)
Rectification Letter of Panchayat Tech. Assistant


Site designed and developed by National Informatics Center :: Contents provided and maintained by Department of Rural Development, Govt. of Bihar.